We take care of all your insurance in Portugal.
From car insurance to cyber security. From health to funeral. From pets to boats. Whatever you need, Carlos arranges it — personally, correctly, and free of charge.
As an ASF Certified broker, Carlos earns a commission from the insurer. You pay only the premium, directly to them.
Carlos holds a license from the Autoridade de Supervisão de Seguros e Fundos de Pensões (ASF) — Portugal’s insurance regulator. Every policy he arranges is regulated, compliant and placed with authorised insurers.
Every insurance an expat in Portugal needs
Click any category for a full guide to what it covers, what it costs and how Carlos arranges it for you.
Health Insurance
Required for most Portuguese visa applications. Faster specialist access alongside the SNS.
Learn more →Car Insurance
Legally mandatory for all vehicles in Portugal. Comprehensive cover recommended for imported vehicles.
Learn more →Life Insurance
Often required for Portuguese mortgages. Essential protection for families and property owners.
Learn more →Home Insurance
Building and contents cover for rented or owned property. Required by most mortgage lenders.
Learn more →Business Insurance
Professional indemnity and public liability for entrepreneurs, freelancers and business owners.
Learn more →Pet Insurance
Health, accident and liability cover for dogs, cats and exotic pets. Dog liability mandatory for some breeds.
Learn more →Boat Insurance
Hull, third-party liability and charter cover for the Algarve coastline and beyond.
Learn more →Travel Insurance
Annual multi-trip cover for expats travelling from Portugal. Closes the gap left by home-country policies.
Learn more →Cyber Insurance
Data breach, ransomware and GDPR liability cover for digital nomads, freelancers and SMEs.
Learn more →Funeral Insurance
Pre-paid funeral plans and body repatriation cover. Removes the burden from your family.
Learn more →How it works
Three steps. No broker fee. No complicated forms.
Not sure what you need?
Tell Carlos your situation. He will tell you exactly which policies you need, what they cost and which ones — if any — you can skip.